What Are Limits?

Each kind of coverage has its own limits. The limit is the total amount the insurance company will pay for a single accident or claim. The insurance company will not pay any costs above the limits.

Example: Let’s say that your auto liability coverage has a $50,000/$100,000 limit on bodily injury for one accident. In this case, your insurance will not pay more than $50,000 for one person. It will not pay more than $100,000 for one accident.

How much auto insurance does my state require?

Minimum Bodily Injury Liability Limits

• $15,000 for the death or injury of any one person. If one person is injured in the accident, your coverage pays up to $15,000.
• A total of $30,000 for the death or injury of more than one person in any one accident. If 2 or more people are injured, the coverage pays up to $30,000. The coverage will not pay more. The injured people share the money.
• This coverage applies to injuries that you cause to someone else.