{"id":194,"date":"2022-10-01T04:46:09","date_gmt":"2022-10-01T04:46:09","guid":{"rendered":"https:\/\/uniamericainc.com\/?post_type=insurance_product&#038;p=194"},"modified":"2022-10-07T19:34:25","modified_gmt":"2022-10-07T19:34:25","slug":"mobile-home-insurance","status":"publish","type":"insurance_product","link":"https:\/\/uniamericainc.com\/es\/insurance_product\/mobile-home-insurance\/","title":{"rendered":"Seguro de Casa M\u00f3vil"},"content":{"rendered":"<p><strong>El seguro de casas m\u00f3viles<\/strong> es un tipo de seguro de propietarios de viviendas que es para <strong>casas que generalmente se construyen fuera del sitio y se traen como una sola pieza o piezas m\u00faltiples<\/strong>. Las casas m\u00f3viles tambi\u00e9n se pueden construir sobre el chasis de un veh\u00edculo y tambi\u00e9n se conocen como casas prefabricadas. Si bien la cobertura puede variar de una compa\u00f1\u00eda a otra, la mayor\u00eda no solo <strong>cubre la estructura, sino tambi\u00e9n los bienes personales, la p\u00e9rdida de uso, la responsabilidad personal y los pagos m\u00e9dicos a terceros<\/strong>.<\/p>\n\n\n\n<p>La mayor\u00eda de las p\u00f3lizas de seguro de propietario de vivienda tienen <strong>un deducible que deber\u00e1 cumplirse antes de que la p\u00f3liza pueda pagar la cobertura<\/strong>Florida es \u00fanica ya que la mayor\u00eda de las p\u00f3lizas tienen un deducible por hurac\u00e1n separado o, en algunos casos, un deducible por viento y granizo. El <strong>deducible por hurac\u00e1n o viento\/granizo generalmente se basa en un porcentaje del valor de la vivienda en la p\u00f3liza<\/strong>, como el 2% o puede ser una cantidad fija en d\u00f3lares. El deducible de todos los dem\u00e1s riesgos se aplica a todas las dem\u00e1s p\u00e9rdidas cubiertas por la p\u00f3liza y, por lo general, es una cantidad fija en d\u00f3lares, como $1000. Un n\u00famero limitado de p\u00f3lizas brinda cobertura contra sumideros y puede basarse en su deducible de todos los dem\u00e1s riesgos o en un porcentaje del valor de su vivienda en la p\u00f3liza, como el deducible por hurac\u00e1n.<\/p>\n\n\n\n<p>El seguro de casas m\u00f3viles puede venir en dos formas diferentes para la vivienda; <strong>valor real en efectivo\/valor depreciado <\/strong>y<strong> costo de reposici\u00f3n<\/strong>Una casa m\u00f3vil es diferente de una casa normal en que la construcci\u00f3n puede ser diferente de una casa construida en el sitio y tiene una mayor probabilidad de depreciarse m\u00e1s r\u00e1pido que una casa normal<\/p>\n\n\n\n<p>Por lo general, su p\u00f3liza se puede dividir en 6 partes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">VIVIENDA O COBERTURA A<\/h2>\n\n\n\n<p>Cubre la estructura de la casa m\u00f3vil.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Bienes personales o cobertura C<\/h2>\n\n\n\n<p>Cobertura para sus pertenencias personales en caso de p\u00e9rdida o da\u00f1o.<\/p>\n\n\n\n<p>Ejemplos: muebles, ropa, manteler\u00eda y vajilla<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Gastos de vida adicionales o cobertura D<\/h2>\n\n\n\n<p>Paga los gastos de manutenci\u00f3n necesarios mientras se repara su casa.<\/p>\n\n\n\n<p>Ejemplo: Gastos de hotel si su casa es inhabitable debido a una p\u00e9rdida cubierta durante la reparaci\u00f3n<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Responsabilidad personal o cobertura E<\/h2>\n\n\n\n<p>Cobertura para reclamos presentados en su contra como resultado de lesiones accidentales a otros y\/o da\u00f1os a la propiedad no intencionales.<\/p>\n\n\n\n<p>Ejemplo: accidentalmente golpeas a tu amiga con una pelota de golf en un impulso dulce.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pagos m\u00e9dicos o cobertura F<\/h2>\n\n\n\n<p>Paga los gastos m\u00e9dicos reales, incluidas las lesiones accidentales a otros.<\/p>\n\n\n\n<p>Ejemplo: su amigo se cae no debido a su negligencia en su hogar.<\/p>\n\n\n\n<p>*No todas las empresas utilizan este formulario de contrato, pero la mayor\u00eda se basan en este formulario est\u00e1ndar.<\/p>","protected":false},"featured_media":0,"template":"indivinsurancepage.php","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false},"class_list":["post-194","insurance_product","type-insurance_product","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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