{"id":189,"date":"2022-10-01T04:44:55","date_gmt":"2022-10-01T04:44:55","guid":{"rendered":"https:\/\/uniamericainc.com\/?post_type=insurance_product&#038;p=189"},"modified":"2022-10-07T19:36:19","modified_gmt":"2022-10-07T19:36:19","slug":"auto-insurance-personal","status":"publish","type":"insurance_product","link":"https:\/\/uniamericainc.com\/es\/insurance_product\/auto-insurance-personal\/","title":{"rendered":"Auto Insurance (Personal)"},"content":{"rendered":"<p>El seguro de autom\u00f3vil es para <strong>personas que poseen y\/o conducen un veh\u00edculo<\/strong>La p\u00f3liza de autom\u00f3vil tiene m\u00faltiples coberturas diferentes. Por lo general, la cobertura se divide en cuatro categor\u00edas diferentes: <strong>responsabilidad civil, da\u00f1o f\u00edsico, cobertura m\u00e9dica, <\/strong>y <strong>cobertura de motorista sin seguro<\/strong>.<\/p>\n\n\n\n<p>Casi todos los estados, como m\u00ednimo, <strong>exigen que los veh\u00edculos que circulan por carretera tengan un seguro de responsabilidad civil.<\/strong>. El seguro de responsabilidad brinda <strong>cobertura por da\u00f1os causados a otros si usted tiene la culpa de una p\u00e9rdida cubierta;<\/strong>; ya sea que los lastime y\/o da\u00f1e su propiedad. Este seguro puede incluir los servicios de un abogado para que lo defienda si es demandado. Algunas p\u00f3lizas separan la cobertura de responsabilidad civil en dos partes diferentes; <strong>Responsabilidad por lesiones corporales<\/strong> y<strong> responsabilidad por da\u00f1os a la propiedad<\/strong>. Lesiones corporales paga por los da\u00f1os cubiertos <strong>si lastimas a alguien<\/strong>. Los da\u00f1os a la propiedad pagan los da\u00f1os cubiertos <strong>si da\u00f1as la propiedad de alguien<\/strong>.<\/p>\n\n\n\n<p><strong>El da\u00f1o f\u00edsico<\/strong> proporciona <strong>da\u00f1o a su veh\u00edculo cubierto<\/strong> si tiene una p\u00e9rdida cubierta. Esta cobertura no es un requisito del estado, pero <strong>puede ser necesaria si el veh\u00edculo est\u00e1 financiado o arrendado.<\/strong>. Hay cuatro partes principales en la mayor\u00eda de las p\u00f3lizas que puede comprar; <strong>Integral, colisi\u00f3n, reembolso de alquiler\/gastos de transporte<\/strong>, y <strong>Remolque\/Asistencia en la Carretera<\/strong>. Algunas p\u00f3lizas incluso pueden proporcionar reemplazo de autom\u00f3vil nuevo, seguro de brecha de pr\u00e9stamo\/arrendamiento<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Cobertura completa<\/strong> ayuda a pagar los da\u00f1os cubiertos a su veh\u00edculo que no son causados por una colisi\u00f3n. Las p\u00e9rdidas integrales comunes incluyen <strong>robo, vandalismo, golpear a un animal <\/strong>o<strong> da\u00f1os por tormentas<\/strong>.<\/li><li><strong>Cobertura de colisi\u00f3n<\/strong> puede ayudar a pagar los da\u00f1os al autom\u00f3vil cubierto si su autom\u00f3vil golpea a otro autom\u00f3vil u objeto, es golpeado por otro autom\u00f3vil o si su veh\u00edculo vuelca.<\/li><li><strong>Reembolso de alquiler<\/strong> o la cobertura de gastos de transporte ayuda a cubrir el costo del alquiler de un autom\u00f3vil mientras su veh\u00edculo cubierto est\u00e1 fuera de servicio debido a una p\u00e9rdida cubierta.<\/li><li><strong>Asistencia en carretera<\/strong> o la cobertura de remolque puede proporcionar servicio de remolque si su veh\u00edculo cubierto est\u00e1 deshabilitado, as\u00ed como servicios en la carretera, como un arranque r\u00e1pido, entrega de combustible, cambio de neum\u00e1ticos desinflados y asistencia de bloqueo.<\/li><\/ul>\n\n\n\n<p><strong>La Cobertura m\u00e9dica<\/strong> brinda cobertura para usted y\/o sus pasajeros si tiene una p\u00e9rdida cubierta en un veh\u00edculo cubierto. Algunos estados tambi\u00e9n pueden requerir que compre <strong>Protecci\u00f3n contra lesiones personales, que generalmente paga primero si usted o sus pasajeros resultan lesionados en un accidente<\/strong>. Los pagos m\u00e9dicos y la protecci\u00f3n contra lesiones personales <strong>pagan independientemente de la culpa<\/strong>.<\/p>\n\n\n\n<p><strong>La cobertura de motorista sin seguro o con seguro insuficiente<\/strong> brinda cobertura en caso de que <strong>usted no tenga la culpa<\/strong> de una p\u00e9rdida cubierta por<strong>lesiones que usted y\/o sus pasajeros sufran en un accidente y\/o da\u00f1os a su veh\u00edculo.<\/strong>La cobertura solo se aplicar\u00e1 <strong>en caso de que la otra parte no tenga seguro (sin seguro) o sus da\u00f1os superen los l\u00edmites de la p\u00f3liza (sin seguro).<\/strong> o <strong>sus da\u00f1os exceden los l\u00edmites de su p\u00f3liza (seguro insuficiente)<\/strong>. Conductor sin seguro o con seguro insuficiente es una cobertura opcional en la mayor\u00eda de los estados y solo algunos estados ofrecen la Cobertura de da\u00f1os a la propiedad para conductores sin seguro.<\/p>\n\n\n\n<p>*Hay muchas otras coberturas que pueden estar disponibles con algunos proveedores, pero estas son las coberturas est\u00e1ndar de la industria.<\/p>","protected":false},"featured_media":0,"template":"indivinsurancepage.php","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false},"class_list":["post-189","insurance_product","type-insurance_product","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Auto Insurance (Personal) - UniAmerica Insurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/uniamericainc.com\/es\/insurance_product\/auto-insurance-personal\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Auto Insurance (Personal) - UniAmerica Insurance\" \/>\n<meta property=\"og:description\" content=\"Auto insurance is for people who either own and\/or drive a vehicle. The automobile policy has multiple different coverages. Most commonly coverage falls into four different categories: Liability, Physical Damage, [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/uniamericainc.com\/es\/insurance_product\/auto-insurance-personal\/\" \/>\n<meta property=\"og:site_name\" content=\"UniAmerica Insurance\" \/>\n<meta property=\"article:modified_time\" content=\"2022-10-07T19:36:19+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/uniamericainc.com\\\/insurance_product\\\/auto-insurance-personal\\\/\",\"url\":\"https:\\\/\\\/uniamericainc.com\\\/insurance_product\\\/auto-insurance-personal\\\/\",\"name\":\"Auto Insurance (Personal) - UniAmerica Insurance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/uniamericainc.com\\\/#website\"},\"datePublished\":\"2022-10-01T04:44:55+00:00\",\"dateModified\":\"2022-10-07T19:36:19+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/uniamericainc.com\\\/insurance_product\\\/auto-insurance-personal\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/uniamericainc.com\\\/insurance_product\\\/auto-insurance-personal\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/uniamericainc.com\\\/insurance_product\\\/auto-insurance-personal\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/uniamericainc.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Auto Insurance (Personal)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/uniamericainc.com\\\/#website\",\"url\":\"https:\\\/\\\/uniamericainc.com\\\/\",\"name\":\"UniAmerica Insurance\",\"description\":\"Auto Commercial Insurance in Los Angeles\",\"publisher\":{\"@id\":\"https:\\\/\\\/uniamericainc.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/uniamericainc.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/uniamericainc.com\\\/#organization\",\"name\":\"UniAmerica Insurance\",\"url\":\"https:\\\/\\\/uniamericainc.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/uniamericainc.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/uniamericainc.com\\\/wp-content\\\/uploads\\\/2022\\\/09\\\/UniAmerica-Logo-copy.png\",\"contentUrl\":\"https:\\\/\\\/uniamericainc.com\\\/wp-content\\\/uploads\\\/2022\\\/09\\\/UniAmerica-Logo-copy.png\",\"width\":2251,\"height\":769,\"caption\":\"UniAmerica Insurance\"},\"image\":{\"@id\":\"https:\\\/\\\/uniamericainc.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Auto Insurance (Personal) - UniAmerica Insurance","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/uniamericainc.com\/es\/insurance_product\/auto-insurance-personal\/","og_locale":"es_MX","og_type":"article","og_title":"Auto Insurance (Personal) - UniAmerica Insurance","og_description":"Auto insurance is for people who either own and\/or drive a vehicle. The automobile policy has multiple different coverages. Most commonly coverage falls into four different categories: Liability, Physical Damage, [&hellip;]","og_url":"https:\/\/uniamericainc.com\/es\/insurance_product\/auto-insurance-personal\/","og_site_name":"UniAmerica Insurance","article_modified_time":"2022-10-07T19:36:19+00:00","twitter_card":"summary_large_image","twitter_misc":{"Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/uniamericainc.com\/insurance_product\/auto-insurance-personal\/","url":"https:\/\/uniamericainc.com\/insurance_product\/auto-insurance-personal\/","name":"Auto Insurance (Personal) - UniAmerica Insurance","isPartOf":{"@id":"https:\/\/uniamericainc.com\/#website"},"datePublished":"2022-10-01T04:44:55+00:00","dateModified":"2022-10-07T19:36:19+00:00","breadcrumb":{"@id":"https:\/\/uniamericainc.com\/insurance_product\/auto-insurance-personal\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/uniamericainc.com\/insurance_product\/auto-insurance-personal\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/uniamericainc.com\/insurance_product\/auto-insurance-personal\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/uniamericainc.com\/"},{"@type":"ListItem","position":2,"name":"Auto Insurance (Personal)"}]},{"@type":"WebSite","@id":"https:\/\/uniamericainc.com\/#website","url":"https:\/\/uniamericainc.com\/","name":"UniAmerica Insurance","description":"Auto Commercial Insurance in Los Angeles","publisher":{"@id":"https:\/\/uniamericainc.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/uniamericainc.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/uniamericainc.com\/#organization","name":"UniAmerica Insurance","url":"https:\/\/uniamericainc.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/uniamericainc.com\/#\/schema\/logo\/image\/","url":"https:\/\/uniamericainc.com\/wp-content\/uploads\/2022\/09\/UniAmerica-Logo-copy.png","contentUrl":"https:\/\/uniamericainc.com\/wp-content\/uploads\/2022\/09\/UniAmerica-Logo-copy.png","width":2251,"height":769,"caption":"UniAmerica Insurance"},"image":{"@id":"https:\/\/uniamericainc.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/uniamericainc.com\/es\/wp-json\/wp\/v2\/insurance_product\/189","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uniamericainc.com\/es\/wp-json\/wp\/v2\/insurance_product"}],"about":[{"href":"https:\/\/uniamericainc.com\/es\/wp-json\/wp\/v2\/types\/insurance_product"}],"wp:attachment":[{"href":"https:\/\/uniamericainc.com\/es\/wp-json\/wp\/v2\/media?parent=189"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}